Self Employed Mortgages

  • We do not charge a fee for the initial meetings and our broker advice fee is only payable when we obtain a mortgage offer.
  • We work with 69 residential lenders and 73 Buy to Let lenders allowing us to find the best solution for clients.
  • With our vast experience and excellent administration team we take the stress out of the mortgage process for clients.

 

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We are on hand to help self-employed business owners to get on the property ladder. Although it may be harder for self-employed people to prove their suitability for a mortgage – it is by no means impossible. We will walk you through the process and explain how a compelling case can be put forward for people who are self-employed and looking for a new home.

The Challenges of a Self-Employed Mortgage

Some self-employed workers may find it more difficult to get a mortgage compared with employees of a company. Common challenges our clients face are a limited trading history; variable profits as the business grows or reinvests in itself or because of unprecedented events like COVID 19.

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How We Overcome These Challenges

Our knowledge of the market and established relationships means we understand which lenders can take a flexible approach. Our experience and expertise allow us to compose a compelling case for why you are suitable for a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

 

 
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