I look forward to the challenges thrown at me every day, whether it is a tricky residential case or a complex buy to let for a portfolio landlord, I have the experience to deal with all of it. Here are a few of our company stats for you, we continually write more than £60million pounds of mortgage loans every year, 57% being residential and 43% buy to let and an average time to completion of 135 days, I am involved across all areas of lending and we use technology across all areas of the business to make things more efficient for us and clients alike.