I look forward to the challenges thrown at me every day, whether it is a tricky residential case or a complex buy to let for a portfolio landlord, I have the experience to deal with all of it. Here are a few of our company stats for you, we continually write more than £60million pounds of mortgage loans every year, 57% being residential and 43% buy to let and an average time to completion of 135 days, I am involved across all areas of lending and we use technology across all areas of the business to make things more efficient for us and clients alike.
Retirement Interest Only mortgages are a relatively new product to the mortgage industry. They were introduced by the Financial Conduct Authority to help people who have an Interest Only mortgage that has come to an end but don’t have the capital to repay the original loan. If you want to live in the property and it’s affordable, you can refinance under this product structure and continue paying interest for the lifetime of the mortgage.
The loan has no end date and is repaid when the mortgage holder moves into care or dies.
Retirement Interest Only mortgages are of particular interest to those who do not want an Equity Release mortgage where the interest costs roll up.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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